If you are of working age and you haven’t got round to starting a pension, now is the time to act. Pension enrolment doesn’t have to be hard. The government has introduced a new law designed to help people save more for their retirement. It now requires all employers to enrol their workers into a workplace pension scheme if they’re not already in one.
You can choose to opt out but the sooner you start saving for retirement the better because your pension pot builds up over time. What’s more, if you stay in, your employer will contribute to your pension as will the government through tax relief. This means more money goes into your pension pot than just what you put in.
To find out what pension enrolment means for you, and the benefits of staying enrolled, click here
An online tool that helps you work out how much money you may need in later life. It lets you compare this to your present situation.
The State Pension profiler uses information provided to quickly estimate how much basic State Pension you may get. It's based on National Insurance contributions to date. It will also tell you the earliest you may get it.
Pension Calculator from the Money Advice Service and Association of British Insurers.
 The government takes tax off your income. You can see this on your payslip. Tax relief means some of the money that would have gone to the government in the form of tax now goes into your pension pot instead.